Broker Check

Service & Cost

Cardinal Rule #1

Treat others the way you want to be treated.

Costs

We do not charge for introductory meetings, whose purpose is to discover if we can help you. Should you be invited to join our client family products and services are provided under an agreed fee schedule. When available, you may choose to use commissionable products which shift the obligation for compensation payment to the product company.


Services

Comprehensive Overview: Are you where you think you are?

Making a fresh start (marriage/divorce/death)

Update of existing plan (annual review or change of circumstance)

Educational seminars (groups of 6 to 50)

Beneficairy claim strategy

Individual plan segment*


* Frequently requested segments

Existing investment 2nd opinions
Cash flow questions

Personal impact of employment benefits

Replacing employment benefits
Blue collar estate planning
Named beneficary audit
Saving to spend (goal achievement)
Business owner issues
Providing business benefits

Creating spendable income now
Beneficary claim plan
Planning for income later

Post-retirement issues
Pre-retirement questions
Utilization of assets assesment
Providing for college expenses
Tax related issues
Traditional estate planning


Commonly Utilized Financial Products

CD
Savings
Money Market
SPIA
Disability Insurance 

Variable annunnities
IRA
Long term care insurance
Managed Money
Specialty health insurance

Mutual funds
Life insurance
401 (k)
Fixed annuities
Charitable gifts