Services & Costs

Cardinal Rule #1

Treat others the way you want to be treated.

 

 

Costs

We do not charge for introductory meetings, whose purpose is to discover if we can help you. Should you be invited to join our client family products and services are provided under an agreed fee schedule. When available, you may choose to use commissionable products which shift the obligation for compensation payment to the product company. 

 

Services

Comprehensive Overview: Are you where you think you are?
Making a fresh start (marriage/divorce/death)
Update of existing plan (annual review or change of circumstance)
Educational seminars (groups of 6 to 50)
Beneficairy claim strategy
Individual plan segment*

 

* Frequently requested segments

Existing investment 2nd opinions Creating spendable income now
Cash flow questions Beneficary claim plan
Personal impact of employment benefits

Planning for income later

Replacing employment benefits Post-retirement issues
Blue collar estate planning Pre-retirement questions
Named beneficary audit Utilization of assets assesment
Saving to spend (goal achievement) Providing for college expenses
Business owner issues Tax related issues
Providing business benefits Traditional estate planning

 

Commonly Utilized Financial Products

(Generic names)

CD Variable annuities Mutual funds
Savings accounts IRA Lif insurance
Money market Long term care insurance 401(k)
SPIA Managed money Fixed annuities
Disability insurance Specialty health insurance Charitable gifts