Cardinal Rule

 

Welcome to our Web Site, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports. We also invite you to SIGN UP FOR OUR NEWSLETTER.

Cardinal Rule was established at the turn of the century to translate financial jargon into workable strategies, put those strategies in place, and help them stay on track as the years go by.

We want to know: If you could make a wish about your money what would it be? Security? Independence? More Income? Less Taxes? Leaving a legacy that is more than a messy drawer of papers? Getting everything you can from your employee benefits?

We’re here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of “favorites” in your internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance.

Arranging a visit is easy. Call and tell us what is convenient for you. We are available by appointment only, but will do everything possible to accommodate your schedule. Call (616) 988-1295 anytime. Or contact us to make your appointment request.
Calculators

Net Worth

A balance sheet summarizes your assets and liabilities and reveals your net worth.

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Lease Interest

What's the interest rate on the lease you're considering?

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

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Newsletters

Tax-Efficient Investments for the Tax-Averse

Raising taxes is one of many ideas that have been proposed to help reduce mounting federal budget deficits. Readers who are concerned about the prospect of higher taxes in the future may want to consider the tax advantages associated with municipal bonds and tax-exempt mutual funds.

Understanding the Appeal of Mutual Funds for High-Income Households

Mutual fund ownership increases directly with household income. In fact, 81% of households with incomes of $200,000 or more own mutual funds. What is it about mutual funds that attracts affluent investors?

Giving Strategies That Can Give Back

Americans gave more than $290 billion to charity in 2010, despite the slow economy. About 73% of charitable donations came directly from individuals. This article explains how a charitable remainder trust and a charitable lead trust could be used to provide more control over gifts while potentially benefiting the giver and his or her heirs.

HOT TOPIC: Could High Oil and Gas Prices Derail the Recovery?

Gas prices began the year higher than normal and increased sharply. The forecast is for prices to rise to record highs by summer. But it’s not just drivers who are feeling pain at the pump. This article will explain some possible reasons why gas prices have been rising and discuss the potential implications for consumers, businesses, and the broader U.S. economy.

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